Mercury Credit Card FAQs

Can I Apply for a Mercury Credit Card without a Reservation Code?

No, you can’t apply for a Mercury Credit Card without a reservation code.

What is the Credit Limit on a Mercury Credit Card?

The credit limit of Mercury Credit Card is based on FICO Score. If you have a good FICO Score you’ll get approved for a higher credit limit.

Can I Withdraw Cash from My Mercury Credit Card?

Yes, you can withdraw cash from Mercury Credit Card at any ATM. You’ll be charged interest for cash advances.

What is the Annual Fee for Mercury Credit Card?

Mercury Credit Card doesn’t have an annual fee.

What Credit Bureau Does Mercury Credit Card Report To?

Mercury Credit Card limit and repayments history are reported to major three credit bureaus such as Experian, Equifax, and Transunion.

What Bank Issues a Mercury Credit Card?

Mercury Credit Card is issued by First Bank & Trust, Brookings, and managed by Mercury® Financial.

Is There a Mercury Visa Card?

Yes, Mercury Cards offers both Visa and Mastercard Credit Cards. The Visa Card’s name is “Mercury® Rewards Visa® Card”.

How Long does it Take to Get a Mercury Credit Card?

If your Mercury Credit Card application is approved, you’ll receive your Mercury Credit Card by mail within 7-10 business days.

How do I pay My Mercury Credit Card Bill?

You can pay your Mercury Credit Card bill online by logging into your account or via Mercury Cards mobile app.